April, Thank you very much! It was quite a pleasure to work with you, and especially with Nathan! I tried many other loan companies and was turned away from all of them until I found you and Nathan. I will certainly refer you to friends, and my realtor and title agent friends, especially for their clients who may also have similar difficulties in securing a loan. THANK YOU and Nathan for sticking with me! I’ve never had a higher credit score, but sadly, not having consistent employment/income makes it extremely difficult to qualify for mortgage lending.