The Van Patten Group
Close
Apply Online
Visit our Facebook Visit our Instagram Visit our LinkedIn Visit our YouTube channel

Specialized Mortgages

Specialized mortgages can be a great option for customers who want to get a mortgage that is tailored specifically to their needs.

learn more
Van Patten Mortgage Group/ debt service coverage loan

HELOC

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their homes. The equity is the difference between the home's current market value and the outstanding balance of any loans secured by the property.
Learn More

BRIDGE LOANS

Bridge loans provide an effortless solution for those looking to purchase a new home without the hassle of selling their current one first. With a bridge loan, you can finance your new home upfront, giving you the flexibility and confidence to make strong offers in today's competitive market.
Learn More
Green Mortgages: How Energy-Efficient Upgrades Can Save You Money

203k Loan

At Van Patten Mortgage Group, we understand that owning a home is a significant investment, and maintaining its value and comfort is essential.
Learn More
WhatsApp Image 2022-09-23 at 1.57.26 PM (4)

DSCR Loan

As a real estate investor, you can dodge high rates and high points of private loans, lengthy approval processes, and stringent lending criteria with a debt service coverage ratio loan.
Learn More
Van Patten Mortgage Group

Non-Qualified
Mortgage

If your income or credit history falls outside the strict guidelines set by traditional mortgage loan programs, a non-QM loan may be worth considering.
Learn More
Van Patten Mortgage Group/ reverse mortgage

Reverse Mortgage

A reverse mortgage is a loan a homeowner aged 62+ with home equity can borrow against the home's value and receive funds for daily expenses.
Learn More
Van Patten Mortgage Group/ 1099 mortgage

1099 Mortgage

1099 Mortgage loans allow you to ensure a mortgage without the documentation you usually use to verify your income, such as W-2s and tax returns. Instead, workers qualify based upon the the 1-2 years of 1099's.
Learn More
WhatsApp Image 2022-09-23 at 1.49.24 PM

Asset-Based
Mortgage

An asset-based mortgage produces an ‘income stream’ from your assets by depleting them over the mortgage term. It’s how you qualify despite not having a traditional income.
Learn More
Van Patten Mortgage Group/ escrow holdback

ESCROW Holdback

An escrow holdback is an act of collecting additional funds at closing that will be refunded after required repairs have been made to the purchased property.
Learn More
Van Patten Mortgage Group/ ITIN mortgage

ITIN Mortgage

Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers. Borrowers with ITIN cards can qualify for a mortgage if they meet the eligibility requirements.
Learn More
Van Patten Mortgage Group/ bank statement loans

Bank Statement
Loans

A bank statement loan is often an excellent option for qualified self-employed borrowers. However, self-employed borrowers must choose the best loan product to help fulfill their mortgage needs.
Learn More
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2024 Van Patten Mortgage Group, Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram