Explore Our Down Payment Assistance Programs

Our Down Payment Assistance options come in several forms to fit your unique needs:

• Forgivable Grants: These programs provide assistance that may be completely forgiven after a set period, giving you one less thing to worry about.
• Loans: Low-interest loans with favorable terms to help you secure the down payment for your home.
• Equity Share Programs: This innovative program allows you to partner with an investor to provide the down payment, in exchange for a share of the home’s future equity.

Flexible Eligibility Requirements

We believe homeownership should be achievable for everyone. That’s why many of our DPA programs are designed to be flexible:

• Low Credit Score? No Problem: Some programs are available for credit scores as low as 580, helping you qualify even if your credit history isn’t perfect.
• No Income Limits: Many of our DPA options don’t have income restrictions, allowing a wider range of individuals to qualify.
• Not a First-Time Homebuyer? No issue! Several of our programs are available to non-first-time buyers, giving you more opportunities to own a home.

Geographic Coverage

We offer DPA programs tailored to specific needs:

• Nationwide Programs: These programs are available across the country, so no matter where you live, there may be a solution for you.
• Local Programs: Some DPA programs are specific to certain geographic areas, allowing you to take advantage of local opportunities.

How It Works

1. Apply with Van Patten Mortgage Group: Start by connecting with one of our experienced loan officers who will guide you through the application process.
2. Find the Right Program: Based on your needs and qualifications, we will help you choose the right DPA option—whether a forgivable grant, loan, or equity share.
3. Use the Funds to Purchase a Primary Residence: The funds from the DPA program must be used for the purchase of your primary residence. Whether you're buying your first home or your next home, we’re here to help.

Why Choose Van Patten Mortgage Group?

1. 35+ Years of Experience: Our family-owned business has been helping people secure home financing for over three decades.
2. Customized Solutions: We understand that every homebuyer’s situation is unique, which is why we offer personalized solutions.
3. Comprehensive Support: From securing down payment assistance to closing on your home, we’re with you every step of the way.

Take the Next Step Toward Homeownership Today!

Don’t let down payments stand in the way of your dream home. Contact us at Van Patten Mortgage Group to learn more about our Down Payment Assistance programs and find the right solution for you. Let’s work together to make homeownership a reality!